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A low crime rate? Direct flights? Lower cost of living? Less stress - a slower pace of life? A similar legal system to the UK? (I could go on…but we'd both be here all day…)

Cypriots can't drive properly, they cook their meat way too long, some areas of the island look like a construction site, and most importantly, if you don't have local Cypriot knowledge and an understanding of the full property purchasing process you could have problems that may prove very costly.

Further more, as with ALL countries, there are good and bad business people. Unfortunately quite a few Brits have had bad experiences that could easily have been avoided! There are definite (and easy) ways to determine if a developer is good or bad. There are specific elements that MUST be in the contract of sale…and there are many ways to safeguard your purchase.

The sad fact is that many buyers don’t know how to determine if they’ve effectively protected their investment and thus their money.

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Some of the common mistakes that I’ve seen buyers make in the last year are as follows:

• Buying off-plan property that does not have a building permit and thus failing to retain the title deeds. This  is an enormous problem as due to the fact that it’s almost impossible to sell a property without deeds. And it’s possible that the actual property will have to be demolished. Believe me, it has happened...
  
  
• Putting a non-refundable deposit down on the first property a buyer views later to realise that they could have purchased a similar property for much less.
  
  
• Signing a contract of sale without ensuring that the top 8 elements to protect the buyer are present.
  
  
• Buying a property from a developer that is known to be late on delivery or to provide poor quality construction.
  
  
• Failing to understand the various taxes and fees involved and underestimating the true cost of the property.
  
  
• Committing to purchase a property at a certain value in Euros and not realising that the price of the property changes every day in sterling value due to currency fluctuations in the Euro against Sterling.

• Buyers are unaware that many solicitors work for the developers interests and not the buyers.
  
  
• Not knowing the difference between buying straight from a developer, through a registered (and legal) estate agent or buying from a marketing company and what option will provide you with the best service for the best price.
  
  
• Wrongly believing that you’ll be able to buy a property off-plan and easily sell it either on or before completion.
  
  
• Wrongly believing that you’ll be able to get enough money in rental income to easily cover your annual mortgage payments.
  
  
• Several other mistakes...

All of the above mistakes can be avoided if you take the time to do your homework and learn what to do and what not to do…

With the good solid information provided in the comprehensive Cyprus Buying Guide, you can learn how to avoid making these costly mistakes.

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My Story....

Before I go any further, let me introduce myself. I think that if I give you a tiny bit of background, you'll see where I'm coming from and realise why I'm offering this information on Cyprus.

My name is Kim Brown and I'm a normal every-day person who works with Cyprus buyers, investors, developers and estate agents in an effort to bring REAL education that truly HELPS people to achieve their desires. (I don't sell property however I work in the industry).

I didn't always work in this industry… A few years back I was in IT, however something happened in my life that affected me in a way that caused me to take a stand and try to make a difference!

My in-laws lost well over £20,000 buying an overseas property!

£20,000 was a huge chunk of their life savings. Mum and Dad had the dream of living a better life…they worked hard, paid their taxes and when it finally came time for them to relax and enjoy life their world fell apart.

Due to the stress and anxiety my mum is no longer with us and my father-in-law is back in the UK living in a mortgaged house while owning a property abroad that he can't get rid of.

It's events in our life like these that make people like me to try to ensure that others don't make the same mistakes that my in-laws made.

The sad fact is that my in-laws mistakes were completely avoidable. If these had been a source of information that offered local information, tips, things to avoid and ways to make the buying process easier, safer and faster, they may have realised their dream.

(Get the free guide here!)

So.... what about finding a good source of information on the most efficient, cost effective, straightforward way to purchase a property in Cyprus?

Well…I searched the Internet, high street books, travel stores, tourist literature and overseas property buying information. I could not find anything that actually offered comprehensive REAL information that covered all angles. There were some good bits and bobs, but I couldn't find ONE resource that actually helped with information on everything.

So…I decided to get into the world of overseas property by starting 'The Overseas Guides Company Limited,' and Cyprus was the first country my colleagues and I decided to tackle.

Over the last ten years during my numerous trips to Cyprus, I've dug deep into the Cyprus property industry… learning what to do, what not to do, who to trust, who not to trust, what was dodgy and what wasn't, how things happened, when they happened, how to make them happen easier, faster, safer…

Ultimately I set out to help you avoid frustration and costly mistakes, thus enabling you to spend your time more effectively when buying a property in Cyprus.

I've collected information from any and everyone, and I mean everyone - developers, agents, UK buyers, kebab shop owners, bar owners, dentists, solicitors, accountants, waiters… I've discovered that there are ways to ensure that you get what you want - whether it's your dream home, a 2nd holiday property or a pure investment property.

Contained within the FREE Cyprus Buying Guide guide you'll have access to information that will allow you to make informed decisions.

Avoid making the mistakes my in-laws and many others have made by taking the time to do your homework. I can bring a horse to water, but I can't make it drink! Please review the free guide - I guarantee that there will be at least one (if not 100's) of tips, ideas or stories that will enable you to avoid risks, save money or make the entire process easier and more enjoyable!

(Get free guide here!)

FEEDBACK FROM READERS

"Dear Kim, We found your guide to be an absolutely godsend. It helped us to find our dream home! You gave us the confidence to ask the right questions, do the necessary homework and feel as if WE were in control. Thank you."

Dave and Jo T.

"Dear Kim, your information in the Cyprus Buying Guide guide has been invaluable. We've been to shows, read books and talked to people that have purchased in Cyprus but nothing comes close to the information you provide...

...With your relaxed style, easy-to-read format and local tips we felt more than prepared to go ahead and purchase our dream villa. Thank you! We will most definitely recommend that everyone considering the idea of purchasing a property in Cyprus to read your Cyprus Buying Guide guides."

Stephanie & Mark A.

"By far the best information on Cyprus that I've ever come across."

Allan S

"Thank you so much for the information, it was very refreshing to receive such candid and honest advice!"

Peter Gandey

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The Cyprus Buying Guide guide will be sent to you via eMail. By requesting the guide all you risk is losing 10 to 15 minutes of time to read the insider tips, local suggestions, things to avoid and concepts that will help you to save time and money.

The guide will not be offered indefinitely in this FREE format, so please sign up now.

Well… I wholeheartedly wish you the absolute best with your Cyprus property purchase. If you have any questions, experiences, feedback or stories, I'd love to hear about them. Please send any information to Kim@CyprusBuyingGuide.com and when I next update the guide I may add your information.

Best wishes and big smiles,

Kim Brown

PS. Getting the free 'Cyprus Buying Guide,' is easy. Just enter your name, phone number and eMail above and I'll arrange for it to be sent to you instantly. (Get free guide here!) There is no risk or obligation. I look forward to helping you to minimise your risk and save money today!

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The Overseas Guides Company 1 Lyric Square, London, W6 0NB
Email: Kim@CyprusBuyingGuide.com Phone: 0207 898 0549
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